Bulgaria Health Insurance: New Mandate for Single Work and Residence Permit Holders
Bulgaria requires single work and residence permit applicants to show proof of comprehensive health insurance covering their full stay.
Nestlers Group Editorial Team
Immigration Advisory Team

Relocating to a new country comes with a mix of excitement and formalities to navigate. One requirement for individuals seeking to work in Bulgaria is compliance with the country's health insurance mandate for single work and residence permit applicants.
Why health insurance matters in Bulgaria
Bulgaria offers a promising environment for expatriates and global workers, backed by practical laws that support the welfare of both local and foreign workers. Health insurance in Bulgaria is not optional for individuals under employment. It is a legal requirement, and the country has a mandate specifically for single work and residence permit applicants.
Understanding the mandate
Applicants for a single work and residence permit need to show proof of health insurance covering the entire duration of their stay in Bulgaria. According to Bulgaria's National Health Insurance Fund, this acts as a guaranteed safety net for the duration of the applicant's time in the country.
Coverage must be comprehensive, extending up to 60,000 Bulgarian Lev, roughly 30,000 euros. Applicants also need to show that these payments are made directly to the National Health Insurance Fund, whether through their employer or as an individual expense.
Getting through the process smoothly
Applying for a work permit while navigating international health insurance requirements can be a lot to manage on top of an international move. Support that covers immigration consultation, housing, and insurance policy selection together can make the process considerably easier for anyone relocating to Bulgaria for work.
Frequently asked questions
What is the minimum insurance coverage required? The minimum coverage required under the mandate is BGN 60,000, roughly 30,000 euros.
Does the insurance need to cover the entire stay in Bulgaria? Yes, the insurance must cover the full duration of the applicant's stay in Bulgaria.
Can payments go to any health insurance provider? No, payments need to be made directly to Bulgaria's National Health Insurance Fund.
Health insurance is a core part of securing a stay and work arrangement in Bulgaria, helping protect applicants through unforeseen circumstances. Understanding the mandate ahead of an application helps avoid delays during the permit process.
Sources: National Health Insurance Fund, Bulgaria
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